Privacy policy

cVation - Privacy Policy

This Privacy Policy (the “Policy”) explains what information CVation, Inc. (“CVation”) collects from visitors and users of the CVation and app.CVation web sites (collectively called the “Site”), why the information is collected, and how it is used. It also explains user options for accessing and managing information, our Site’s data security practices, and other matters. This Policy is incorporated into and is subject to the CVation Terms of Use. We may amend this Privacy Policy at any time by posting the amended version on this site and announcing any material changes to this privacy notice via email.

Information we collect

CVation collects many kinds of information in order to operate effectively and provide you the best products, services and experiences we can. We collect information when you provide it to us, such as when you purchase a product/service, register, sign in, or call us for support. We may also automatically collect information when you use our sites, products and services. We also may get information from other companies or third parties. We automatically collect this information in a variety of ways, including from web forms, through technologies like cookies, web logging, and software on your computer, mobile, or other devices. The type of information we collect may depend on the CVation.com features you use. For those who contact us via the “Let’s get connected” form on the Site, we collect your name, email address, and data concerning the purpose of message. We will also collect whatever other Personal or Commercial Information we deem necessary, in our sole discretion, to comply with our legal anti-money laundering (AML) obligations, or other legal/regulatory obligations.

How We Use Your Information

CVation uses the information we collect to operate, improve and personalize the products and services we offer, to run our business, to develop new products, or to market to you the CVation services and other products and services you might be interested in. More specifically, we collect your information to stay in contact around new product updates and opportunities to participate in the Network. We use your email address to identify your account and communicate with you. We may also use the business information you provide to us to help categorize your account based on business demographic information (such as size, industry, location, etc.), either alone or in aggregate form with data from other users. This demographic information helps us understand our customer base, improve the content and administration of the Site, and allows us to arrange follow-up offers that we believe may be of interest to you.

With Whom We Share User Information

Except as described in this Policy, we will not, without your permission, sell, publish or share information you entrust to us that identifies you, your company or any other person. We may share your personal information and demographic portfolio information as needed to complete any transaction or provide any service you have requested or authorized with third party vendors or affiliates working on our behalf. We may also share or disclose your personal information with cVation’s affiliates and subsidiaries. We do not publish a list of third parties and affiliates, however, if you would like to inquire further on whom we have shared your information with, you may request this information by writing to info@cvation.com We may share or disclosure your personal information in certain exceptional circumstances, such as to protect against illegal hackers, to protect our legal rights (including enforcement of the Terms of Use), to address actual or threatened illegal or harmful conduct, or as required by law or legal process (e.g., a search warrant, subpoena or court order). We reserve the right, in our sole discretion, to share or disclose your personal information with law enforcement, government officials, and other regulatory agencies. We will not share your personal information with third parties for their own purposes or benefit. We may use non-personal information (i.e. de-identified data) for academic, research, policy, or marketing purposes. We will only share or make available anonymous or aggregate information that cannot be used to identify you or any other person with third parties for research, policy, or academic purposes and those third parties may publicly report the findings of their research or analysis; If cVation or its assets are acquired by another company, or in the event of a merger, consolidation, change in control, transfer of substantial assets, reorganization, or liquidation, we may transfer, sell, or assign to third parties, information concerning your relationship with us, including, without limitation, personal information that you provide and other information concerning your relationship with us. Such third parties will assume responsibility for the personal information collected by us in connection with our business operations or through our Site and such third parties will assume the rights and obligations regarding such information as described in this Policy.

Security of Your Data

cVation takes the security of your data seriously. We offer secure pages to collect information on our Contact form. We also use administrative, physical, and technical precautions to help protect the confidentiality, security, and integrity of personal information stored on our system. CVation.com is based on the Microsoft Azure Cloud and as such utilizes the security safeguards provided by Microsoft Azure to protect your data, such as identity and access management, encryption, secure networks, threat management, and compliance with international and industry-specific safety standards and practices. While we will take reasonable technical and organizational precautions to prevent the loss, misuse, or alteration of your personal information, you understand and acknowledge that the transmission of information over the internet is inherently insecure, and we cannot guarantee the security of data sent over the internet.

Retention of User Data

We currently retain user data throughout the scope of our engagement, and for a period of one (1) year thereafter. We may then purge our system of inactive historical data. We may purge inactive historical data sooner as needed to manage available data storage resources. In compliance with the General Data Protection Regulation (GDPR), and other privacy protection regulations, we enable all users (regardless of jurisdiction) to request for their Personal Information to be purged on an earlier date. You may also contact us to request we stop the usage of your data, correct incorrect information, and/or ask questions regarding your data usage and storage. Due to the immutable nature of Blockchain technology, data purging may be impractical or impossible. As such we will use commercially reasonable efforts to remove your data, although some information may be retained. Inactive historical information may remain in the system for the period noted in the previous paragraph, or for a longer period in off-system or on-chain. If the User contracts with cVation for the use of our Network and services, a separate contract with privacy provisions will take precedence over this stated Policy, as may be required for complex regulatory issues surrounding the issuance. Notwithstanding the above, we will retain documents (including electronic documents) containing personal data to the extent that we are required to do so by law; if we believe that the documents may be relevant to any ongoing or prospective legal proceedings; and in order to establish, exercise or defend our legal rights (including providing information to others for the purposes of fraud prevention and reducing credit risk).

Cookies; Web Beacon and Similar Technologies

We use cookies and similar technologies, including mobile app identifiers, to help us recognize you across different services, products, learn about your interests both on and off our services, improve your experience, increase security, offer products, measure use and effectiveness of our services, and serve advertising. Most browsers provide you with the ability to control (i.e. block, delete, or disable) these technologies. You should be aware that some technologies are essential and you will not be able to disable or turn off this functionality. If you choose to reject cookies or similar technologies, some services may not be available or some functionality may be limited or unavailable. Please review your browser manufacturer’s help pages for assistance with changing your settings. By visiting our services, you consent to the placement of cookies and beacons in your browser and HTML-based emails in accordance with this Policy. For more information regarding cookies, please refer to our Cookie Policy. If you have concerns about the essential tracking technologies, please contact info@cvation.com

Your Consent to This Policy

By using this Site, you agree to this Policy. This document supersedes any prior communication on this topic and reflects the entire and exclusive Policy for this Site. This Policy is subject to the cVation’s Terms of Use, and any further contract formed between cVation and the User, which take precedence over any conflicting Policy provision. We may change our Policy by posting a new version of it on our Site and emailing users notification of any material changes. Please review the content of this Policy periodically. All changes are effective immediately upon posting on the Site and your continued use of our Site and services after an update to the Policy is posted constitutes acceptance of the latest version of this Policy.

Disclaimer

CVation’s mission is provide efficient, secure, and reliable debt origination, clearing, and settlement back-office software services. We rely on financial data and services provided by third-parties. The data is believed to be accurate, and the services adequate, but is not guaranteed or warranted by CVation. This Site is intended only as an informational tool for your convenience and should not in any way be construed as investment or legal advice by CVation. We encourage you to contact us at info@cvation.com to request more information.